I wrecked my dream car at 19.

This is why it was the best thing that’s happened to me.

It taught me delayed gratification, financial decisions, and just how to be more logical.

For context it was a R32 Skyline GT-R, and it was my only car.

If you’ve owned any 90’s sports car you know it’s a love hate relationship when it comes to maintenance. 

(Not that I cared about any of this)

However it became clear pretty quickly as the $650 car payments started taking effect. Which may not seem like a lot but I was early in my career so this was a huge chunk out of my check. 

But I didn’t care because I “owned” my dream car.

In reality that car was owned by the loan company, and the car owned me.

• I spent roughly $80 a week in gas
• I couldn’t take trips or go out as much
• Insurance payments???
• Whenever I had to replace a part it was a whole other issue.

All this while working 10-12 hour days.

I didn’t really drive the car all that much considering the money spent on it.

However on a warm Friday night, leaving the premier of “Straight Outta Compton” I wrecked the car.

In hindsight it’s the best thing that could’ve happened.

That wreck served as a learning experience and it taught me to appreciate my money and time.

I realized that I should’ve waited to own one when I was in a position to afford everything that came with the car.

Not put myself in a position to need to work in order to afford things I don’t need.

Thankfully even though I was dumb enough to go into debt to buy the car, I wasn’t dumb enough to skip out on full coverage insurance.

So I was able to get paid from the insurance company, pay off my loan and reset.

That’s where I noticed how much money was really going into that car.

So logically my next car was a Honda Civic I paid $1200 cash for.

And because of that I was able to save up and take trips, hangout with friends, and actually make investments. 

This event also prompted a conversation with one of my sergeants when I got back to work after the crash happened.

He gave me advice I still follow to this day:

“If you can’t buy the car with cash TWICE, then you can’t afford the car” - Wise Sergeant

To this day that’s the last car I bought in that type of reckless manner. 

Getting the "prize/reward" before I was ready for it made me hate it.

So don't skip out on the work, it's part of the process for a reason.

Or else you'll pay for your prized possession in other ways.

None of which you'll like.

Thanks for reading

-OG

If you need Ghostwriting services or want to work with me, don't hesitate to reply to this email or click here directly.